Valora phone transfers

Valora can send crypto to a contact whose phone number is linked to a Valora wallet. If the selected number has no linked Valora wallet, the app prompts the sender to invite the recipient. The receiving wallet must support the token on the network used for the transfer; a phone number does not remove that requirement.

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Recipient selection

Contact access lets Valora display names from the phone's address book. Check the selected number with the recipient, especially when a contact has several numbers. A familiar display name does not establish which number is linked to their wallet.

Contact with a linked number
Valora can direct the payment to a linked wallet address. If the number is linked to multiple Valora addresses, Secure Send may ask the sender to confirm the intended wallet by scanning the recipient's QR code or entering the last four characters of that wallet's address. The recipient receives the tokens through their linked Valora wallet when the transfer completes.
Contact without a linked number
Valora prompts the sender to send an invitation to join. An invitation alone does not establish that the recipient has received tokens.
Wallet address or Valora QR code
The sender can enter the recipient's wallet address or scan their Valora QR code. These are alternative ways to select a destination. For an exchange deposit, confirm that the exchange accepts the specific token on the sending network.

Preparation and transfer details

Back up the Recovery Phrase before putting funds into Valora. Sending to phone numbers requires connecting your own number to Valora; contact syncing then makes recipients selectable by name. If the SMS confirmation code is delayed, you can still enter the recipient's wallet address or scan their Valora QR code. Confirming a number for Email & Phone Backup is a separate process from linking that number to a wallet for payments.

Identify the source token, its network, and the available balance before sending. An ordinary token transfer stays on its existing blockchain, so the destination must accept that token on the same network. Keep enough funds to cover the fees shown during review.

  1. Open Send and choose the intended contact, enter the recipient's wallet address, or scan their Valora QR code.
  2. Select the token and enter the amount. Check its network, then tap Review.
  3. Inspect the recipient, amount, estimated fees, and total cost. Tap Send only after those details are correct.
  4. Enter the PIN if Valora requests it. This prompt may be skipped when the PIN was entered recently.

Completion and missing funds

The Activity feed records the transaction and updates its status when it completes. Reconcile that result with the recipient's wallet: confirm receipt of the expected amount in the sent token on the intended network. A message or invitation is not a substitute for checking the transfer status and receipt.

Valora phone transfers: Completion and missing funds - illustration

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A failed transaction and a successful transaction whose tokens are not visible require different checks. Start with the transaction status. If the transfer succeeded, inspect the destination address, token support, and network before attempting another payment. A completed blockchain transfer cannot be reversed by Valora, and correcting a contact afterward does not redirect tokens already sent.

An invitation for someone who already uses Valora

In this hypothetical case, a sender has a supported token and sufficient funds for the displayed fees. The recipient already uses Valora, but the sender's saved contact contains a number that is not linked to the recipient's wallet. The sender wants to confirm a small test payment before sending the intended larger amount.

Selecting the saved contact produces an invitation prompt. Before tapping Send, the sender asks the recipient to confirm their linked number and selects the corrected contact. The sender then reviews and authorizes one test transfer.

Here, Activity updates to show that the test transfer completed, and the recipient confirms that the test amount arrived in the expected token on the intended network. Both observations establish receipt of the test before the sender continues with the larger payment. If the test had completed to the wrong destination, changing the contact would not recover it.